Family Protection:

Protection is all about ensuring your family can remain financially independent – if the worst should happen. Your income could suffer as a consequence of premature death, serious illness or disability. We can help you ensure that you have sufficient benefits in place to make up this income shortfall. Structuring these benefits in the correct way can also result in substantial tax savings.

There are many different forms of protection available, depending on your needs and circumstances. As independent advisers, DFP can guide you through all the options that are available, and help you find a product that best suits your needs. We will explain to you in simple terms, the benefits and costs of the various products provided by a range of life assurance companies.

• Life Cover/Term Assurance

• Mortgage Protection

• Serious Illness cover

• Income Protection (PHI)

• Inheritance Tax planning

Business Protection:

Research has shown that the vast majority of Irish companies and partnerships currently have no business protection of any kind in place. Successful companies are made up of people with experience, knowledge, management expertise and vital business contacts. Without these people the business might not survive.

At DFP we work with company directors and business owners providing them with peace of mind by ensuring funding is available in the unfortunate event of the death of a business partner, allowing the surviving director/partner to purchase the shareholding from the deceased’s estate. The costs of this cover can be exclusively funded by the company/firm.

Do you want to protect the shareholders and directors in the event of their illness or death?

Should you identify a key person in the business and factor in how would you cope without them?

• Co-Director Insurance

• Partnership Insurance

• Key Person Cover

• Shareholder Protection